Counseling and psychotherapy for individuals, couples and families.

Faithful Journey Cousneling & Coaching LLC

Faithful Journey Cousneling & Coaching LLC

Why Only Self Pay?

Reduced Ability to Choose: Most insurance, PPO, HMO, plans offer little coverage or reimbursement for mental health services. 


  • Insurance companies are in control, not the professional therapist: Insurance typically authorizes several therapy sessions at a time. When these sessions are finished, your therapist must justify the need for continued services. Sometimes additional sessions are not authorized, leading to an end of the therapeutic relationship even if therapeutic goals are not completely met. Your insurance company dictates if treatment will or will not be covered. 


  • Deductibles and Co-Pays can cost almost as much or more than just paying for your therapy on your own.


Psychiatric diagnoses could negatively impact you in the following ways:


1.Denial of insurance when applying for disability or life insurance. 

2.Loss of employment and/or repercussions of a diagnosis in situations where you may be required to reveal a mental health disorder diagnosis on your record.  This includes but is not limited to applying for a job, financial aid, and/or concealed weapons permits.  

3.A psychiatric diagnosis can be brought into a court case (ie: divorce court, family law, criminal, etc.).  


Why Clinicians Do Not Take Insurance: These involve enhanced quality of care and other advantages: 


1.You are in control of your care, including choosing your therapist, length of treatment, etc.

2.Increased privacy and confidentiality.

3.Not having a mental health disorder diagnosis on your medical record.  

4.Consulting with me on non-psychiatric issues that are important to you that aren’t billable by insurance, such as learning how to cope with life changes, gaining more effective communication techniques for your relationships, increasing personal insight, and developing healthy new skills.  


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